Insurance Medical Temporary

Companies looking for ways to cut costs in a competitive marketplace are increasingly looking to health insurance as a source of savings. While that’s not good news for employees, it does represent something of a trend — employees purchasing their own health insurance or filling in the gaps left by workplace budget cuts. In Texas, however, there’s more commonly another situation: employees not having health insurance at all. Experts say the primary reason for the state having the highest percentage of uninsured residents in the nation — roughly 25% — is cost, employers simply not being able, or at least wanting, to afford the premiums. The problem of higher health care costs is not isolated to Texas, of course. Nationwide, so-called “legacy” health care costs have forced employers such as General Motors and other domestic automakers which negotiated benefits packages with workers and unions to look for ways to trim those costs .. Read More