Insurance Medical Temporary

The National Fire Protection Association, a nonprofit organization devoted to fire safety, states in its September 2007 report that U.S. fire departments responded to 1,642,500 fires in 2006. That is one fire every 19.2 seconds. The damage from fire is heartbreaking. In 2006, fire claimed some 3,245 civilian lives and resulted in more than $11 billion in direct property loss. That puts fires ahead of hurricanes ($5.4 billion a year), floods ($5.2 billion a year), and earthquakes ($4.4 billion a year) for direct annual losses. The U.S. Fire Administration, a federal agency, reports that the indirect costs of fires—including medical expenses, lost business, temporary lodging, and psychological damage may be ten times larger than the direct costs. No wonder fire insurance is the central feature of homeowners insurance. Fire insurance was the first form of homeowners insurance. It was the brainchild of Nicholas Barbon, an English physician, economist, and businessman who helped wit .. Read More