Overview of Accident Insurance in India An accident can place anybody’s life in jeopardy. As accidents takes place all of a sudden, we need to protect ourselves against it financially as well as physically. Insurance companies pays sum assured if the policyholder dies, permanent disability and injuries suffered due to accidents before the policy gets end. Accident Benefits: Accidental death. Permanent Impairment. Temporary Impairment. Educational benefit to children. Transportation expenses of dead body. Cumulative Bonus of 5% accumulates to the Insured Person for every claim free year. Extra Benefits: You can extend the policy to cover Medical Expenses by paying some extra Premium Risk Features: People who are interested in accident cover are divided into three risk groups. Group A–Persons involved fundamentally in administrative functions. Group B–Persons involved in general work other than what is specifically provided for under Group C. Group C–Persons functioning .. Read More

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