Essential travel insurance questions
Saturday, March 6th, 20101. Will you be covered for the cost of repatriation in an emergency? The FCO sets the guidelines of having at least £2 million worth of cover so that hospital fees and the associated cost of returning you home will be met. The cost should not be underestimated, particularly if your condition means unusual arrangements for your transport must be made. 2. Does your insurer provide 24-hour assistance? This is of the utmost importance in emergency situations. For example, some insurers need to be informed before medical procedures are started if they are to be paid for. You don’t want to be left waiting in pain. 3. How will you be reimbursed for cancellations, if at all? There are thousands of reasons why you may cancel a trip, but not all of these will be considered legitimate reasons by you insurer. Before doing anything definitely check what the insurer’s stance is on this issue. It is also worth checking what provisions are in place should the tour operator or airline cancel .. Read More